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  1. #1
    Law Curious
    Join Date
    Sep 2009
    Law Forum Posts
    1

    Default Lender property access

    Is it legal for a mortgage lender to have a representative forcibly enter into a secured property and change the locks? Foreclosure was not in place and no keys were provided to the owner.

  2. #2
    Senior Legal Forum Partner
    Join Date
    Apr 2009
    Law Forum Posts
    1,543

    Default

    Itislegal to enter if there was an event of default (breach) by the homewowner making the lender feel insecure. No doubt the morgage papers have language giving the lender the right to enter upon a breach.

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Lender property access

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