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Hello All~I have been having quite the hard time with a tenant. My husband and I made the stupid mistake of "feeling sorry" for her and allowed her to take our 2008 Ford Escape in November 2010. The premise was that she was to give us a substantial down payment in April 2010, from proceeds from cashing in a retirement account. The IRS, however, would up taking this money for unpaid taxes. The woman never came to us to explain despite our repeated attempts to contact her. Finally she came "clean' and told us there would be no downpayment. She paid us $500 in June, and $463.04 between July and August. On August 29th I took my car back for non payment. Needless to say she owes me a hefty amount for the 9 mos use of our vehicle, as well as the insurance. Is it legal to also send copies of the Invoice to her employer?
ABSOLUTELY YOU CAN MAIL BILLS TO A DEBTOR'S EMPLOYER. YOU CAN ALSO TELL THE EMPLOYER TO GARNISH THE DEBTOR'S WAGES. YOU CAN ALSO ADVISE THE EMPLOYER TO FIRE THE DEBTOR SO LONG AS YOU ARE WILLING TO ACCEPT A LAW SUIT LOL.
Go through the legal system. Get a judgment. Self help works in some cases but in the end, usually gets the creditor into problems. GOOD LUCK! You are likely in some legal doo doo for reposessing without going through the court. Get a good attorney. You will need one.
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