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  1. #1
    Law Curious
    Join Date
    Jun 2009
    Law Forum Posts
    1

    Default No insurance on car??

    I live in Edmonton Alberta Canada. I just purchased a new car and had the insurance and registration from my old car switched to my new car. My old car still runs but is in rough shape so I am going to be getting rid of it as soon as I get back from a work related trip in 1 month. My question is, if someone stole my old car ( that has no plate on it, no insurance or registration) from my private property and causes damage to someone elses property would I be in any way responsible for those damages? I called the police and asked them but they didnt know. Any advice would be great.
    Thanks

  2. #2
    Legal Forum Advocate
    Join Date
    Jun 2009
    Law Forum Posts
    17

    Lightbulb Joy ride blues

    It would all depend on the wording of the insurance policy. The police are there to make a report and find the perpetrator, they don't have much interest in how your car is insured. Generally your insurance company would settle the claim and assign the cost to the perpetrator but in some cities any car must be plated as a city bylaw. This prevents people from accumulating cars in their backyards. So in this case you may be held liable. Safest bet is to disable the car, disconnect the battery, pull fuses to the ignition or remove the distributor cap, ask a friend to help if you aren't familiar with these parts. At least this way it can't be hot-wired and driven. You could also for peace of mind, advertise it real cheap on Kijiji, good deals go real fast. Good luck.

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